:root{--p:#0C2461;--pd:#071742;--a:#C02A0C;--ad:#9A1F06;--t:#0C1A3A;--bg:#F2F5FB;--w:#fff;--g:#374151;--r:10px;--s:0 4px 20px rgba(0,0,0,.12)}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:"Segoe UI",system-ui,sans-serif;color:var(--t);background:var(--w);line-height:1.7;font-size:16px}
a{color:var(--p)}img{max-width:100%;height:auto}
.top{background:var(--pd);color:#fff;font-size:.9rem}.top-in{max-width:1100px;margin:0 auto;padding:.4rem 1rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}.top a{color:#fff;text-decoration:none;margin-left:1rem}
.nav{background:var(--p);position:sticky;top:0;z-index:50}.nav-in{max-width:1100px;margin:0 auto;padding:.5rem 1rem;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.logo{display:flex;align-items:center;gap:.6rem;color:#fff;text-decoration:none;font-weight:700;font-size:1.15rem}.logo img{border-radius:8px;background:#fff}
.menu{list-style:none;display:flex;gap:1.1rem;align-items:center;flex-wrap:wrap}.menu a{color:#fff;text-decoration:none;font-weight:600}.menu .cta{background:var(--a);padding:.4rem 1rem;border-radius:50px}
main{max-width:900px;margin:0 auto;padding:1.5rem 1rem 3rem}.bc{font-size:.88rem;color:var(--g);margin-bottom:.8rem}.bc a{color:var(--g)}
h1{font-size:1.9rem;line-height:1.25;color:var(--p);margin-bottom:.6rem}h2{font-size:1.4rem;color:var(--p);margin:1.9rem 0 .6rem}h3{font-size:1.08rem;margin:1.2rem 0 .3rem;color:var(--t)}
p{margin:.6rem 0}ul,ol{padding-left:1.3rem;margin:.5rem 0}li{margin:.3rem 0}
.guncel{font-size:.85rem;color:#57606a;margin-bottom:.6rem}.ozet{background:var(--bg);border-left:4px solid var(--a);padding:.9rem 1.1rem;border-radius:var(--r);font-size:1.05rem}
table{width:100%;border-collapse:collapse;margin:.8rem 0}th,td{border:1px solid #d0d7de;padding:.55rem .7rem;text-align:left;vertical-align:top}th{background:#f6f8fa;width:34%}
.cta-box{margin:2rem 0;padding:1.2rem;border-radius:var(--r);background:var(--p);color:#fff}.cta-box a{color:#fff;font-weight:700;margin-right:1.2rem;display:inline-block}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:.8rem;list-style:none;padding:0}.grid li a{display:block;background:var(--bg);padding:.8rem 1rem;border-radius:var(--r);text-decoration:none;font-weight:600}
.cols{columns:2;column-gap:1.5rem}footer{background:var(--pd);color:#cfd8ee;margin-top:2rem}.ft{max-width:1100px;margin:0 auto;padding:1.5rem 1rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.5rem}
footer h3{color:#fff;margin-top:0}footer a{color:#9cc0ff}footer ul{list-style:none;padding:0}.fb{border-top:1px solid #1a2f6a;text-align:center;padding:.9rem 1rem;font-size:.9rem}
.float-call,.float-wa{position:fixed;bottom:14px;z-index:60;padding:.65rem 1rem;border-radius:50px;color:#fff;text-decoration:none;font-weight:700;box-shadow:var(--s)}.float-call{left:12px;background:var(--a)}.float-wa{right:12px;background:#1f9d55}
@media(max-width:700px){.cols{columns:1}h1{font-size:1.55rem}th{width:42%}.menu{gap:.6rem;font-size:.92rem}}